Peaky Blinders: 3x4

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  A full-service real estate settlement company When you have received your closing disclosure or settlement statement this is a good signifier that you are nearing the end of your property purchase. Some homeowners mistakenly receive the paperwork and just set it aside thinking that it is full of information they already know. Copies are $2 per page. To have a copy certified, there is an additional $2 certification fee per document. If you overpay, we will notify you and send you a form to get a refund of the amount you overpaid. Another important part of the closing process that will be handled by the buyer’s attorney is the examination of the public records to determine if there are any defects in the seller’s title, or a “title search”. An “as-built” survey by a licensed surveyor is usually required to confirm that the boundaries of the property conform with the boundary description contained in the public records, and that the house is located within the boundaries.
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  While disclosure laws vary by state — and even by city — the federal Lead-Based Paint Hazard Reduction Act requires sellers nationwide to disclose information concerning lead-based paint and lead-based paint hazards in residential housing. No matter if you think the lead paint has been removed or not, it still needs to be disclosed. Virginia is a caveat emptor state. Caveat emptor is a Latin phrase that translates to “let the buyer beware.” This means that a person buys at their own risk. Potential buyers are advised to conduct extensive research (due diligence) and ask the seller any questions. Per the Virginia Residential Property Disclosure Act, sellers are not necessarily required to disclose flaws or defects to buyers, but they also cannot lie or actively conceal a problem. They also must honestly respond to any inquiries from potential buyers.

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